Good Morning, जयपुर
Thank you very much mom Dad , teacher , friends , family, society & my lovely contry India .
India is the amazing country . I love my India .
Im Vinod singh a graduate nurse , 28yrs old , Im working in a hospital as a staff nurse. this is little intro about me .
गुरुर्ब्रह्मा गुरुर्विष्णु र्गुरुर्देवो महेश्वरः गुरु साक्षात परब्रह्मा तस्मै श्रीगुरवे नमः
aaj guru purnima ke is subh avsar par apne gurujano ko dandvat pranam krta hu jinki vajah se me aaj is mukam pe hu aapki shiksha or sanskar ki badolat.
Other News Jaipur
The Story - How to IPO India's Crown Jewel
The Union Budget of 2020–21 had a little surprise. The government finally announced its intention to partially sell off Life Insurance Corporation of India (LIC). And rumour has it that they’ve kicked off the whole process by hiring two pre-IPO transaction advisors already. So let’s talk about this mega IPO, shall we?
LIC is India’s largest financial institution. It manages close to ₹31 trillion in assets (out of India’s ₹40 trillion insurance industry). It sells 3 out of 4 life insurance policies sold in the country. It’s much bigger than the 23 private sector life insurance companies put together. And it is a profitable entity which has consistently delivered value to its only shareholder — the government of India.
However, when you try to go public and extract top value out of the IPO, you have to focus on other investors who might want to take part in the stake sale. Meaning you have to focus on maximising value for all parties and therein lies the first problem.
Every year, LIC generates a profit and does a little redistribution exercise. It ploughs back roughly 95% of the surplus back to policyholders and the remaining 5% to the government. This is great for LIC customers. They get the expected payout from their insurance plan and a lion’s share of the company’s profit pool. However private investors won’t be enthused with this scheme all that much. Imagine owning a part of LIC and being entitled to only 5% of the total surplus. That doesn’t bode well for you. So you need to switch it up.
Perhaps you could take a cue from private insurance companies. Those people have devised a neat little strategy to entice both policyholders and shareholders. Here's how this works. Insurance companies usually have two kinds of policies.
- Participating policies — Where customers are entitled to a part of company profits in addition to other policy benefits.
- Non-participating policies — Where customers get a fixed payout irrespective of the company's performance.
So in effect, they get to operate two funds. A PAR-fund, where they transfer a bulk of the profits to policyholders. And a non-PAR fund, where the entire surplus is transferred to shareholders. This way shareholders get to make more money. But LIC just has one common fund and 95% of the profits from the fund are redirected back to eligible policyholders as dividends, bonus etc. Shareholders get a pittance. So if LIC wants to get investors excited, they have to borrow some of these ideas from private companies.
However, you can’t push it too far.
Right now, LIC can offer a higher bonus on its policies because it has a structure that prioritizes the interests of policyholders above all else. If this structure is inverted, maybe LIC policies won’t be as attractive anymore. And if business prospects take a hit, shareholders won’t make a lot of money either way. So there’s a tradeoff here and you have to be very careful while you rejig the structure.
But you can’t do all of this unless you amend certain provisions of the LIC Act, 1956. Meaning the IPO is unlikely to get the green signal before parliament can come through.
But will this fundamentally alter the valuation LIC will be able to command in the market?
We can’t say for sure. Right now most insurance companies are valued based on this esoteric metric called the “Embedded value”. It takes into account all future profits you could make from the millions of active policies you’ve disbursed so far and it’s supposed to be a representation of the existing value that it adds to shareholders. But any amendments to the structure of LIC won’t change the outlook of future profits from policies you've disbursed already. The shareholders will only be entitled to the 5% surplus they were originally promised. It’s quite possible that future policies will focus on maximising shareholder value after the new amendments kick in. But right now, the company's embedded value won’t exactly blow your mind.
And the final problem — The government itself.
Even after the 10% disinvestment, the government will still own 90% of the company. So technically, LIC will continue to be a government-owned entity. Meaning it might continue to champion the cause of the people — in the name of national interest of course. Maybe LIC will continue to bail out companies. Maybe it will continue making investments that aren’t necessarily prudent. Maybe the government will still wield considerable influence and prioritize its own interest, which by the way doesn’t always align with the interests of other shareholders. So despite being the biggest, baddest insurance company in India, the company still has a few problems.
But you know what? It’s still LIC. It’ll probably be a blockbuster issue anyway.
Java is a effective general-purpose programming language. It is used to advance computer and cellular applications, massive facts processing, embedded systems, and so on. According to Oracle, the business enterprise that owns Java, Java runs on three billion units worldwide, which makes Java one of the most famous programming languages.
About Java Programming
Platform independent - We can write Java code in one platform (operating system) and run on every other platform besides any modification.
Object-oriented - Java is an object-oriented language. This helps to make our Java code greater bendy and reusable.
Speed - Well optimized Java code is almost as speedy as lower-level languages like C++ and a good deal quicker than Python, PHP, etc.
Why Learn Java?
Java is a platform-independent language. We can write Java code in one platform and run it in any other platform
Java is a general-purpose language with a large vary of applications. It's used for creating cell and computer applications, huge facts processing, embedded systems, and so on.
Java is an object-oriented programming language. It helps in code reusability.
Applications of Java Programming
According to Oracle, the enterprise that owns Java, Java runs on three billion units worldwide, which makes Java one of the most popular programming languages.
1. Android apps
Java programming language the usage of Android SDK (Software Development Kit) is normally used for growing Android apps.
2. Web apps
Java is used to create Web functions via Servlets, Struts or JSPs. Some of the famous internet purposes written in Java are Google.com, Facebook.com, eBay.com, LinkedIn.com, etc.
3. Big Data Processing
You can use the famous software program framework like Hadoop (which is written in Java) to technique Big Data.
4. Embedded Devices
Oracle's Java Embedded applied sciences grant platform and runtime for billions of embedded gadgets like televisions, SIM cards, Blu-ray Disc players, etc.
Besides these applications, Java is additionally used for recreation development, scientific functions (like herbal language processing), and many others
Is atmnirbhar full proof for future?
Few days ago our PM Shri Narendra Modi ji announced a great program for indian local businesses and manufacturing units which will definitely beneficiary for indian economy and in future higher stand of India in world trade.
But is this atmnirbhar is full proof ?
As according to me I think there are some points which is neglected by government which may make big trouble in future.
1. In atmnirbhar they only promot indian local brands and items. But what about other brands and items which are developing by international companies in India which are making a huge numbers of employment and revenue in india by there manufacturing units in india.
By ignoring them we are closing our doors for higher investment from the world in india. Specially recently most popular Companies which are looking for alternative from China.
2. By announcing that program india may be targeted for trade war and even so other countries think 2 times before investing / helping India whether it's for trading or any other things.
Recent example USA stop apple and all other companies to invest in india which is great opportunity for India to develop.
3. Because of that other countries companies going to cut down the strength of indian workers there. Because of that India will be losing a huge amount of foreign currency.
As according to my thinking India must includes these point
1. Indian government must promote local + those brands or items which are manufactured/ developed in india. Because of that more and more multinational companies look India as a good market and invest in india.
2. Indian government must make sure that they have a control on that investment. I mean they must control and look to whom they have to allow for investing.
3. They also promote indian companies for established plants in developing countries who had less week currency compared to India. So then they can make more cheap products and increase our trades and in return of that reliable tax increment will be make indian revenue a good profit.
4. Talk to other countries and convenience them to invest in india.
Other News India
लॉक-डाउन 4 पर होगी अब और सख्ती,होम क्वारेंटाईन,SPO समेत विभिन्न मुद्दों पर हुई चर्चा,,,
बिलासपुर// लोकडाउन -4 एवं कोरोना संक्रमण सम्बन्धी समसामयिक परिस्थितियों के मद्देनजर बिलासपुर पुलिस कप्तान प्रशांत अग्रवाल ने पुलिस लाइन बिलासागुड़ी हाल में समस्त राजपत्रित अधिकारी एवं थाना प्रभारियों की मीटिंग लेकर होम कोरेण्टाइन की निगरानी ,एसपीओ से संबंधी निर्देश , सोशल डिस्टेन्सिंग का पालन करवाने,मार्केट में व्यापारिक गतिविधियों के समय की सावधानियां पेट्रोलिंग ,ट्रैफिक की कार्यवाहियां आदि के संबंध में निर्देशित कर प्रवासी मज़दूरों के आने के पश्चात उत्पन्न परिस्थितियों में पुलिस के द्वारा की जानी वाली कार्यवाहियों की समीक्षा किया,
निरीक्षक कलीम अब कोतवाली के साथ साइबर सेल का भी सम्भालेंगे प्रभार,
बिलासपुर/--पुलिस कप्तान प्रशांत अग्रवाल ने प्रशासनिक दृष्टिकोण से 2 प्रशिक्षु डीएसपी को थाना प्रभारी का स्वतंत्र प्रभार संभालने हेतु 2 माह के लिए पदस्थ किया गया है,जिनमे प्रशिक्षु डीएसपी श्रीष्टि चंद्रकार को थाना प्रभारी बिल्हा वही प्रशिक्षु डीएसपी ललिता मेहर को थाना प्रभारी रतनपुर बनाया गया है,,
Healing Through Reiki and Tarot – Instagram Live with Tanya Verma and Ayush Gupta
Ayush Gupta is a gifted Celebrity Tarot Card Reader and World Record Holder as the Youngest Reiki Grand-Master born and raised in India. He healed 350+ Cases till date and did 1000+ Readings including many Bollywood Celebs too !
Reiki is an energy healing treatment that can help cure any ailment be it physical, emotional, mental and/or spiritual. He is currently working on a book which is due to release soon!
Tanya Verma is a Life Coach and Tarot Card Reader. She has the street cred with 10 years+ of experience and education to back it up!
She is extremely passionate and pours her heart and soul into every client reading. She is on a mission to encourage and counsel clients through Tarot on various life issues. This allows all clients to become empowered and create the change they envision to happen.
This duo is getting together on July 5, 2020 at 9 pm IST on Instagram @tanyas.tarot and Ayush Gupta Reiki They will be sharing their experience on Tarot, Reiki, Meditation and much more and answer your burning questions and even answer some free questions! See you there!
Do Follow them on Instagram
Later After the Instagram Live, The Audio will be available on Different Podcast Platforms such as; Apple Itunes, Spotify, Google Podcast and many more ✨
Other world news
Every thing has an impact on your life, doesn't matter how ordinary it may be. Mostly people you associate with, environment you live in or words you often listen and repeat on daily bais.
For exp: if a person is titled as a "mad" by his colleagues and family members starts acting as a mad person bcz after some time his own mind starts to accept that some how it's true. In the same way if a person is appreciated he makes himself better and better.
What you think what is the reason of increased anxiety now adays, ofcourse news channels are a big source of negativity, how can a person feel good after listening bad news evey hour.
So if it's happening with you, then change your attitude. Review your words you often use in daily conversation, bring some gratitude and you will feel better. Thank to Allah Almighty for every thing you have. Avoid discouraging people, Keep in touch with friends who give you confidence and keep yourself busy reading any interesting book. And try to put positive things in your head bcz your brain never remains void if you will not put positive things in, it will attract negativity due to it's easy availablility..
"The Future Of South African Hip Hop"
Hlomula Nxumalo (Story) was born and raised in Durban,KwaZulu Natal on (October 24, 2000) and Siklomelwe Silonde Mongameli Sikhakhane (Blvnk) was also born in Durban, KwaZulu Natal on (May 25, 2001) relocated a couple times then settled in Pietermaritzburg, KwaZulu Natal (2010).The South African rap duo is professionally known as Story & Blvnk, signed to © Purple Town Music.
Story & Blvnk works with producers Grey Beats, Warren MadeIt, BlueQuest and Ndisi. Story & Blvnk rose to popular music genres Rap/Hip Hop and Rnb. In August 2019, the duo released the debut EP "Zzz", the lead song from the debut EP is called THI$&THAT, the collab EP With Guud Vibe is called "MOVE THAT DOPE" (which was released in April 2020), the lead song from the tape is "Polo Partners" with GV and in May 2020 they dropped the 3rd EP called "SNLV" the lead single from the tape is called Costa Rica. If you want to check out their music just search for "Story & Blvnk" on any digital music platforms.
Social Media Handles
•Instagram - @story_the_rapper, @blvvvnk
•Facebook - Purple Town Music, $tory The Rapper
•Twitter - @StoryandBlvnk