Banning of Club Factory in India जयपुर
Banning of Club Factory in India
As everyone knows the currently most prominent of India-China sentiment. Due to which various residents, organizations are urging all to boycott Chinese products as a revenge of 20 soldiers death in Galwan Valley of India. Most of the people of India have started this practice in their personal lives.
The Government of India started a campaign "Vocal for Local" addressing the people of India to but the products of their own country rather then to import from other countries
The Government of India noticed Cybercrime in various Chinese apps being used in India. So, their Government banned around 59 Chinese apps to be used in India.
The most prominent app which has the greatest influence on Indian people was Club Factory. Club factory was one of the best applications. Various websites and apps such as www.royalice.in, www.amazon.in, www.flipkart.com have taken place with totally Indian made products.
Now, these apps are trying best to satisfy the needs of the Indian market to save their economy from such a crisis and also to maintain its existence in the competitive world.
Other News Jaipur
The Women - Love & Sacrifice
The Women - wonderful or best creature of god but with lots off difficulties , problems facing person of mankind .
Naree - devi he , maa he , bahan he , dost he , sab kuch he
agar jivan me ek naree nhi ho to jivan kuch bhi nhi he,
humko is duniya me laya ek naree ne bada bhi usine kiya , pala posha , khilaya pilaya , kabil banaya ,
in sbke bavjud bhi vo akeli he
uska koi nhi he
usko problems face krne pad rhe he
samaj me nai kranti kb aayegi
hamara najriya ldkiyo ki taraf kb change hoga kuch pata nhi
to be continued.......
Thank you very much mom Dad , teacher , friends , family, society & my lovely contry India .
India is the amazing country . I love my India .
Im Vinod singh a graduate nurse , 28yrs old , Im working in a hospital as a staff nurse. this is little intro about me .
गुरुर्ब्रह्मा गुरुर्विष्णु र्गुरुर्देवो महेश्वरः गुरु साक्षात परब्रह्मा तस्मै श्रीगुरवे नमः
aaj guru purnima ke is subh avsar par apne gurujano ko dandvat pranam krta hu jinki vajah se me aaj is mukam pe hu aapki shiksha or sanskar ki badolat.
The Story - How to IPO India's Crown Jewel
The Union Budget of 2020–21 had a little surprise. The government finally announced its intention to partially sell off Life Insurance Corporation of India (LIC). And rumour has it that they’ve kicked off the whole process by hiring two pre-IPO transaction advisors already. So let’s talk about this mega IPO, shall we?
LIC is India’s largest financial institution. It manages close to ₹31 trillion in assets (out of India’s ₹40 trillion insurance industry). It sells 3 out of 4 life insurance policies sold in the country. It’s much bigger than the 23 private sector life insurance companies put together. And it is a profitable entity which has consistently delivered value to its only shareholder — the government of India.
However, when you try to go public and extract top value out of the IPO, you have to focus on other investors who might want to take part in the stake sale. Meaning you have to focus on maximising value for all parties and therein lies the first problem.
Every year, LIC generates a profit and does a little redistribution exercise. It ploughs back roughly 95% of the surplus back to policyholders and the remaining 5% to the government. This is great for LIC customers. They get the expected payout from their insurance plan and a lion’s share of the company’s profit pool. However private investors won’t be enthused with this scheme all that much. Imagine owning a part of LIC and being entitled to only 5% of the total surplus. That doesn’t bode well for you. So you need to switch it up.
Perhaps you could take a cue from private insurance companies. Those people have devised a neat little strategy to entice both policyholders and shareholders. Here's how this works. Insurance companies usually have two kinds of policies.
- Participating policies — Where customers are entitled to a part of company profits in addition to other policy benefits.
- Non-participating policies — Where customers get a fixed payout irrespective of the company's performance.
So in effect, they get to operate two funds. A PAR-fund, where they transfer a bulk of the profits to policyholders. And a non-PAR fund, where the entire surplus is transferred to shareholders. This way shareholders get to make more money. But LIC just has one common fund and 95% of the profits from the fund are redirected back to eligible policyholders as dividends, bonus etc. Shareholders get a pittance. So if LIC wants to get investors excited, they have to borrow some of these ideas from private companies.
However, you can’t push it too far.
Right now, LIC can offer a higher bonus on its policies because it has a structure that prioritizes the interests of policyholders above all else. If this structure is inverted, maybe LIC policies won’t be as attractive anymore. And if business prospects take a hit, shareholders won’t make a lot of money either way. So there’s a tradeoff here and you have to be very careful while you rejig the structure.
But you can’t do all of this unless you amend certain provisions of the LIC Act, 1956. Meaning the IPO is unlikely to get the green signal before parliament can come through.
But will this fundamentally alter the valuation LIC will be able to command in the market?
We can’t say for sure. Right now most insurance companies are valued based on this esoteric metric called the “Embedded value”. It takes into account all future profits you could make from the millions of active policies you’ve disbursed so far and it’s supposed to be a representation of the existing value that it adds to shareholders. But any amendments to the structure of LIC won’t change the outlook of future profits from policies you've disbursed already. The shareholders will only be entitled to the 5% surplus they were originally promised. It’s quite possible that future policies will focus on maximising shareholder value after the new amendments kick in. But right now, the company's embedded value won’t exactly blow your mind.
And the final problem — The government itself.
Even after the 10% disinvestment, the government will still own 90% of the company. So technically, LIC will continue to be a government-owned entity. Meaning it might continue to champion the cause of the people — in the name of national interest of course. Maybe LIC will continue to bail out companies. Maybe it will continue making investments that aren’t necessarily prudent. Maybe the government will still wield considerable influence and prioritize its own interest, which by the way doesn’t always align with the interests of other shareholders. So despite being the biggest, baddest insurance company in India, the company still has a few problems.
But you know what? It’s still LIC. It’ll probably be a blockbuster issue anyway.
Other News India
This yellow milk is like gold for health, must drink
We all know that milk is beneficial for health and people of all ages should consume it. But if you want to increase the quality of milk even more, then you should take some turmeric mixed with it. Turmeric milk is also called Golden Milk due to its properties. The curcumin element found in turmeric is a very powerful anti-oxidant, which is very good for health. Not only this, turmeric milk also has the potential to remove many health problems. So, today we are telling you about some amazing benefits of turmeric milk-
Joint pain relief
If a person has joint pain problem, he must take turmeric milk. Turmeric milk contains curcumin element, which fights inflammation and joint pain.
You may be surprised to know, but turmeric milk is also helpful in preventing cancer. The curcumin element present in turmeric can treat or prevent cancers of the breast, ovaries, lungs, skin, brain and digestive system. Not only that, curcumin can slow the progression of cancer and make chemotherapy more effective.
Boost brain power
People usually drink turmeric milk only when they are hurt, but regular intake of it improves brain function. Actually, turmeric milk contains some ingredients that not only boost memory, but also protect a person from diseases like Alzheimer's and Parkinson's.
Beneficial for women
Although turmeric milk is beneficial for everyone, but it is especially beneficial for women. On one hand, while the woman gets relief from pain during menstruation, its consumption after delivery helps the woman to recover quickly. Not only this, it also improves breast milk of a woman.
Get good sleep
Nowadays most of the people are seen struggling with the problem of sleeplessness, if it is the same with you, then drink a glass of hot turmeric milk before going to bed at night. This will relax your nervous system and make you sleep very sweetly.
Journey to mbbs -1
This is my story , May be you people found this interesting.
Its evening time ,around 7:00 pm ,results of 10th boards came out ,me and my friends were eager to know about results ,we were at the cyber cafe and there is a long cue,some people seems disappointed but some are really excited although excited ones are more in number,i asked my friend to go somewhere else because i was too scared to face the results ,i don't know why, may be because i was pretty average in my studies or it was the expectations , although i already join coaching institute to crack one hell of a dream, and there was no such burden on me to do good, but you know it was for first time , nervousness took over me, we went to other cafe which was apparently unknown to many and there was no cue at all, i asked my friend to check his result first, and his result was quite impressive and that puts extra pressure over me, my fingers were twingling and i was totally shaking took over mouse and typed my roll number and it was the like the mission completed thing for me, i was amazed , i hugged my friend immediately and make several promises to him, by the way i never fulfilled them like usual ?. This was the day ,i got motivation & confidence altogether , although its not just about my grades " which was impressive by the way( X Cgpa)". Actually those marks ,kicks me , i also thought like an average guy - we can't compete or even goes close to toppers, that myth is broken there, it was the first breakup of my life, i know it sounds weird but what should i say , i had no girl in my life. So from here my journey begins... # stay here # keep reading
IF YOU LIKE SOMETHING MENTION IT, AND IF YOU WANT TO KNOW ANYTHING ABOUT MY JOURNEY, ABOUT MY EXPERIENCES FEEL FREE TO MESSAGE ME. THANK YOU FOLKS?
Other world news
Pdte. Maduro insta a crear brigadas de prevención popular para combatir la Covid-19 - teleSUR TV
Las brigadas de prevención popular contra el virus, deben informar al pueblo y proteger casa por casa a las familias.
El presidente de Venezuela, Nicolás Maduro, instó al Partido Socialista Unido de Venezuela (Psuv) a crear brigadas en las calles para combatir el virus de la Covid-19 en el país suramericano. LEA TAMBIÉN: Venezuela celebra 209 años de Independencia con varios actos "Llamo al Partido a crear las Brigadas de Prevención Popular del Coronavirus por calle en todas las comunidades del país, para informar en tiempo real al pueblo y proteger casa por casa a la familia venezolana", indicó el presidente Maduro. El jefe de estado manifestó que la Comisión Presidencial para la atención de la Covid-19 aprobó una línea de acción sobre tratamientos, "a pesar de la persecución de Estados Unidos, Venezuela cuenta con todos los tratamiento para atender al pueblo", agregó. El presidente Maduro señaló que la metodología del 7+7 se mantendrá, "nos vamos a mantener en el método 7+7, pero en caso de que se registren muchos casos de brote en un sector, se mantendrán los días de radicalización de la cuarentena", añadió. Asimismo, el Alto mandatario instó a la población a mantener las medidas de prevención, "pido al pueblo mayor conciencia al pueblo venezolano ante la peligrosidad de la Covid-19, es importante extremar medidas de protección y prevención", aseveró. Balance de la Covid-19 "Hoy tenemos 419 casos, de los cuales 332 son de transmisión comunitaria, 79 casos importados y ocho casos por contacto con viajeros", indicó el presidente Maduro. El jefe de Estado pidió a la población a respetar las medidas de cuarentena, "de los casos de transmisión comunitaria, 193 son del foco Maracaibo en el mercado Las Pulgas, 67 de Caracas, 59 en Miranda, cuatro de Carabobo, tres de Nueva Esparta, dos en Lara", agregó. "De los contagios importados, tenemos que 60 casos entraron de Colombia, 10 procedentes de Brasil, tres por Perú, tres de Ecuador, uno de Chile (...) las personas huyen de esos países por el corona-hambre", aseveró el Alto Mandatario. Medidas de atención en varias regiones El gobernador del estado Miranda, Héctor Rodríguez, aseveró que en la región están a disposición hoteles para atender connacionales que tengan el virus, "el estado Miranda cuenta con 37 hoteles habilitados para la atención de connacionales, al tiempo que aplica un sistema de despistaje masivo de la Covid-19", expresó. Por su parte, el vicepresidente Sectorial de Economía, Tareck El Aissami, anunció que las medidas de prevención se intensifican en todas las empresas sin afectar la producción. "Vamos a reforzar todas las áreas de desinfección en las empresas públicas y privadas, además, estamos intensificando la toma de temperatura a los trabajadores, así como el fortalecimiento de las medidas de prevención", indicó El Aissami.
¿Qué tienen en común las DeFi en Ethereum y la fiebre de las ICO del 2017? - CriptoNoticias
Ante la creciente popularidad de las DeFi, Ethereum podría estar a las puertas de otra burbuja económica como la del 2017 con las ICO.
- El éxito de las ICO llevó a muchos inversionistas novatos a apostar por proyectos fraudulentos.
- Las DeFi deben sortear la especulación de los usuarios si desean desarrollar todo su potencial.