Man depends on nature, not the nature d Jaipur
Man depends on nature, not the nature depends on man. With the start of this unique year 2020, everyone thought it would bring unique things in their life. But the nature must had thought something different. We all know this disease, or moreover it should be called an epidemic which has brought a pause to the unstoppable humans. The CORONA VIRUS.!!!
The lockdown 2.0 with its 6th day today has brought down the whole India to its feet. Actually it can be compared to a zoo show where the master rules the animal. One day every animal protested and jailed the master. Now the animal rules the master. Similarly nature is animal here and master is human. Today humans are locked in their own home. There is only one motive behind this -Social distancing. It's the only way we can fight COVID19.
Our earth too has its own characteristics. It too shed skin like a snake to renew itself. It can be called the "century effect". In 1720, it was plague, in 1820, it was a cholera outbreak, in 1920, it was a Spanish flu and in 2020 it is the corona virus which has been a reason for most deaths. The figures are really creating a havoc that there would be something happening in next 100 years!!
The angle of assuming anything may vary from person to person. Where some says, it is sudden outbreak, some are saying it's a planned outbreak of organic weapon by China. China can be compared to a knight in a chess, where every piece move straight or diagonal but the knight has its own way. Remaining between enemies it can make the way of two and half and can checkmate the king!!
But it is well said that God does everything for a reason. Since the lockdown, there is huge decrease in level of pollution, environmentalist will be more happy today. What they weren't able to do in so many years, this epidemic has just done in few months.
It is good to see that Our honourable PM seems very much concerned about this uncurable disease. He made every one sit in his own home whether it is of ruling party or opposition party. It's his efforts that today where the world is at the edge of damage, the India is able to defend itself from the serious effects.
From centuries, the India is known for its own ways of tackling the problems. In India, bringing lockdown was the most challenging job for the government because the Indians have the most urge to go out. As an Indian I can understand that. But the government did this in the other way. They started the most liked serials like Ramayan and Mahabharat to let the people watch them and remain calm and safe at home. Recently the Ramayan obesreved 1.1K viewers. It's really huge for any serial. On 5th of April, our honourable Prime Minister, shree Narendra Modiji appealed the citizens to light the diyas or candles and turn off the tubelights and LEDs of their home for 9 minutes . It was done to unite the whole country in this terrific time. The result was - the India celebrated its Deepawali on this day.
Lockdown affected almost every person, almost every class but the most affected class is Labour class. They are currently left with no jobs. It's very depressing to see this but with the time they are given some relaxation to earn their daily wages. These are some good hopes for the country.
Social distancing has brought many of us close to our family. There were some who were not able to give time to their family but now in this phase, they are able to do their work at home staying close to their family.
When the lockdown started, it was hard to handle for everyone of us. But now, with the passage of time, it has extracted our hidden potentials and developed us in a new sense of way that we can proudly say that we are ready for these types of dilemmas too..!!
Let us hope soon to be a free bird to fly in this beautiful sky again . Till then, stay in home, stay safe and fight with COVID 19
Raining Festivals: Environment friendly!
Many amazing festivals are in India in different session with different beauty. Mainly in monsoon (rainy session) , a colorful time for nature that helps to increase brightness of colors of plant and flowers and create a wonderful and amazing sight. During this time some festivals can helps to increase its beauty and can become ecofriendly, like- teez (sinzara), savan k somvaar, rakshabandhan etc.
In following ways:-
- Rakhi can make with the use of some seeds which can grow easily in this time and helps to develop a beautiful plant.
- This rakhi create a plant which easily nourish by a brother in their sisters memory and nature helps too.
- In teez females creates functions in gardens and can help nature by giving plant as a gift to each other or make it a ritual of exchanging plant and grow them .
- In monday pooja water and flowers are presents to loard shiva . water can takes out from temple and collect in tanks and release it to the fields that provide moisture to soil in field area.
- Flowers which are take out, collect in a dumping zone made for natural mannure and helps to provide clean space nearby temple also.
Banning of Club Factory in India
As everyone knows the currently most prominent of India-China sentiment. Due to which various residents, organizations are urging all to boycott Chinese products as a revenge of 20 soldiers death in Galwan Valley of India. Most of the people of India have started this practice in their personal lives.
The Government of India started a campaign "Vocal for Local" addressing the people of India to but the products of their own country rather then to import from other countries
The Government of India noticed Cybercrime in various Chinese apps being used in India. So, their Government banned around 59 Chinese apps to be used in India.
The most prominent app which has the greatest influence on Indian people was Club Factory. Club factory was one of the best applications. Various websites and apps such as www.royalice.in, www.amazon.in, www.flipkart.com have taken place with totally Indian made products.
Now, these apps are trying best to satisfy the needs of the Indian market to save their economy from such a crisis and also to maintain its existence in the competitive world.
The Women - Love & Sacrifice
The Women - wonderful or best creature of god but with lots off difficulties , problems facing person of mankind .
Naree - devi he , maa he , bahan he , dost he , sab kuch he
agar jivan me ek naree nhi ho to jivan kuch bhi nhi he,
humko is duniya me laya ek naree ne bada bhi usine kiya , pala posha , khilaya pilaya , kabil banaya ,
in sbke bavjud bhi vo akeli he
uska koi nhi he
usko problems face krne pad rhe he
samaj me nai kranti kb aayegi
hamara najriya ldkiyo ki taraf kb change hoga kuch pata nhi
to be continued.......
Thank you very much mom Dad , teacher , friends , family, society & my lovely contry India .
India is the amazing country . I love my India .
Im Vinod singh a graduate nurse , 28yrs old , Im working in a hospital as a staff nurse. this is little intro about me .
गुरुर्ब्रह्मा गुरुर्विष्णु र्गुरुर्देवो महेश्वरः गुरु साक्षात परब्रह्मा तस्मै श्रीगुरवे नमः
aaj guru purnima ke is subh avsar par apne gurujano ko dandvat pranam krta hu jinki vajah se me aaj is mukam pe hu aapki shiksha or sanskar ki badolat.
The Story - How to IPO India's Crown Jewel
The Union Budget of 2020–21 had a little surprise. The government finally announced its intention to partially sell off Life Insurance Corporation of India (LIC). And rumour has it that they’ve kicked off the whole process by hiring two pre-IPO transaction advisors already. So let’s talk about this mega IPO, shall we?
LIC is India’s largest financial institution. It manages close to ₹31 trillion in assets (out of India’s ₹40 trillion insurance industry). It sells 3 out of 4 life insurance policies sold in the country. It’s much bigger than the 23 private sector life insurance companies put together. And it is a profitable entity which has consistently delivered value to its only shareholder — the government of India.
However, when you try to go public and extract top value out of the IPO, you have to focus on other investors who might want to take part in the stake sale. Meaning you have to focus on maximising value for all parties and therein lies the first problem.
Every year, LIC generates a profit and does a little redistribution exercise. It ploughs back roughly 95% of the surplus back to policyholders and the remaining 5% to the government. This is great for LIC customers. They get the expected payout from their insurance plan and a lion’s share of the company’s profit pool. However private investors won’t be enthused with this scheme all that much. Imagine owning a part of LIC and being entitled to only 5% of the total surplus. That doesn’t bode well for you. So you need to switch it up.
Perhaps you could take a cue from private insurance companies. Those people have devised a neat little strategy to entice both policyholders and shareholders. Here's how this works. Insurance companies usually have two kinds of policies.
- Participating policies — Where customers are entitled to a part of company profits in addition to other policy benefits.
- Non-participating policies — Where customers get a fixed payout irrespective of the company's performance.
So in effect, they get to operate two funds. A PAR-fund, where they transfer a bulk of the profits to policyholders. And a non-PAR fund, where the entire surplus is transferred to shareholders. This way shareholders get to make more money. But LIC just has one common fund and 95% of the profits from the fund are redirected back to eligible policyholders as dividends, bonus etc. Shareholders get a pittance. So if LIC wants to get investors excited, they have to borrow some of these ideas from private companies.
However, you can’t push it too far.
Right now, LIC can offer a higher bonus on its policies because it has a structure that prioritizes the interests of policyholders above all else. If this structure is inverted, maybe LIC policies won’t be as attractive anymore. And if business prospects take a hit, shareholders won’t make a lot of money either way. So there’s a tradeoff here and you have to be very careful while you rejig the structure.
But you can’t do all of this unless you amend certain provisions of the LIC Act, 1956. Meaning the IPO is unlikely to get the green signal before parliament can come through.
But will this fundamentally alter the valuation LIC will be able to command in the market?
We can’t say for sure. Right now most insurance companies are valued based on this esoteric metric called the “Embedded value”. It takes into account all future profits you could make from the millions of active policies you’ve disbursed so far and it’s supposed to be a representation of the existing value that it adds to shareholders. But any amendments to the structure of LIC won’t change the outlook of future profits from policies you've disbursed already. The shareholders will only be entitled to the 5% surplus they were originally promised. It’s quite possible that future policies will focus on maximising shareholder value after the new amendments kick in. But right now, the company's embedded value won’t exactly blow your mind.
And the final problem — The government itself.
Even after the 10% disinvestment, the government will still own 90% of the company. So technically, LIC will continue to be a government-owned entity. Meaning it might continue to champion the cause of the people — in the name of national interest of course. Maybe LIC will continue to bail out companies. Maybe it will continue making investments that aren’t necessarily prudent. Maybe the government will still wield considerable influence and prioritize its own interest, which by the way doesn’t always align with the interests of other shareholders. So despite being the biggest, baddest insurance company in India, the company still has a few problems.
But you know what? It’s still LIC. It’ll probably be a blockbuster issue anyway.